This means you can both use the card and both share financial responsibility for the account. Unless otherwise specified, the products and services described on this website are available only in Australia from © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Which Westpac personal accounts are eligible for Osko® payments and linking to PayIDs? This information does not take your personal objectives, circumstances or needs into account. For further information, or to apply now, visit Westpac or call 0800 226 573. It's easy to apply for a Westpac credit card. Only available at Westpac Group ATMs in Australia. When you apply for a joint credit card… An additional cardholder will also need to comply with the terms and conditions that apply to the card. Currently living in Australia and have an Australian residential address. Our notice explains how we use cookies and how you can manage them. 3. Don’t panic, you can temporarily lock it in seconds with Card on Hold while you search5. An everyday bank account packed full of features that you can open together online. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account. Customers that deposit at least $2,000 each month. Our mobile banking app was rated among the best in the world in 2017, Withdraw cash using your phone from any Westpac, St.George, Bank of Melbourne or BankSA ATM3, Make purchases with Google Pay™ by simply tapping your mobile at contactless terminals4, A wearable that uses the same contactless technology as your Debit Mastercard, Other fees and charges may apply. You may prefer a business or corporate online banking … … 6. Conditions, fees and charges apply. No Yes, I’ll sign in. Our notice explains how we use cookies and how you can manage them. Westpac Choice Joint Account is a joint everyday bank account that’s packed full of features including Debit Mastercard access that you can open together online Unless otherwise specified, the products and services described on this website are available only in Australia from © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. The additional cardholder won’t be able to redeem or query rewards account information. View the credit card account within Online Banking. 4. Safe Online Banking guarantee If your Westpac account is compromised as a result of Internet fraud, we guarantee to repay any missing funds, providing you comply with our Online Banking Terms and Conditions. interest until this balance is paid off. MasterCard Business Card - Any changes to individual cards or the Business Card facility must be submitted by your card administrator, duly authorised by an authorised company signatory (or his/her delgate). World Mastercard®, Mastercard® and the Mastercard Brand Mark are registered trademarks of, and PayPassTM is a trademark of, Mastercard International Incorporated. View the credit card account within Online Banking. Check out the excellent earn rates and other Airpoints benefits to pinpoint the Westpac card … Joint and additional cards. You’ll also need the Westpac Mobile Banking app (version 6.1 or above) installed on your iPhone. 1. Joint account credit card holders open a new line of credit. With a business credit card with joint and several liability, the principal is jointly and severally liable for all transactions to the credit card account. Payments will be applied to charges and accrued interest, then to cash advances and … You can also apply in branch. Card on hold: Available on personal credit and Mastercard® debit cards only. use your credit card … A true joint credit card is where two people are equally responsible and linked to one line of credit account. To cancel an additional card, cut the card up and return it to us or give us a call to let us know you’ve cut up the card … Additional cardholders need to be over 16 years. ... ©2021 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit … ... Joint accounts opened online have a maximum of two account holders only... Can I open a joint … We have joint accounts - how do we use Online Banking? credit card and Westpac American Express Business card insurance benefits. With four different Airpoints™ credit cards, there is a card to suit you. T&Cs apply, Australian Pensioner Concession or Health Care Card holders, What to think about when setting up a joint account, Questions to ask when opening a joint account, Terms and Conditions or Product Disclosure Statement, ATM cash withdrawals in Australia (ATM providers may charge a fee – watch out for that! By opening the account, you: Confirm you hold a valid Pensioner Concession or Health Care card and that your benefits are to be paid into this account. Westpac Protect™ SMS Code Increase your security when banking online by using your mobile phone to confirm certain transactions via text messages. Use Westpac One online banking if your joint account is set up so you can view or transact without the authorisation of the other account holder. If you request a joint or additional card, an annual fee of $25 will be charged for each card… A list of Global Alliance members is available. Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 1MB), Westpac Debit Mastercard® Terms and Conditions (PDF 206KB), Online Banking Terms and Conditions (PDF 277KB), Find out what information you need to provide to become a customer (PDF 768KB). – fees and charges will apply to the use of the card… Adding an additional cardholder is an ideal way to share the benefits and convenience of your credit card with someone else without having to open a new credit card account. What this means is that either of you can make purchases on the card. Global ATM: A 3% Westpac Foreign Transaction Fee applies to overseas debit or credit card withdrawals. Under 30? From low rates to a choice of rewards, there's a Westpac credit card to suit everyone. Apply online today. eStatements for Joint Accounts Protect yourself and lower the risk of ID theft by receiving eStatements securely within Online and Mobile Banking. Transfer the balance of another credit card to your new card. Consider its appropriateness to these factors before acting on it. It means both you and your additional cardholder can share the one credit card account and be able to use your card in different places at the same time. A joint credit card gives you and another person equal account access and status. These include: Rewards credit cards - these cards allow you to earn points on purchases that can be redeemed towards travel, flights and gift cards as well as a range of lifestyle products. In writing: post your request to Westpac Credit Card Services Private Bag 92503 Wellesley Street Auckland; To close a joint … 5. Cardless cash: Cardless cash is available on eligible Westpac transaction accounts with a linked debit card. To access cardless cash on your mobile you must be registered to use Westpac Online Banking and download the Westpac Mobile Banking App. Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. This information does not take your personal objectives, circumstances or needs into account. We’ve got your back with 24/7 fraud monitoring and our Fraud Money Back Guarantee6. Fees and charges apply and may change. Lending criteria apply to approval of credit products. card - means an eligible Westpac hotpoints Mastercard ®, or any other scheme or branded credit card notified by us from time to time and includes, unless the context states otherwise, any joint/additional card(s) issued on an eligible credit card … When two people apply for a joint account credit card… Westpac offers a range of credit cards that suit a range of lifestyle and financial needs. How do I change my current Westpac credit card to a different Westpac card? Are you registered for Online Banking with Westpac? By continuing to use this site we assume you're ok with our notice. Westpac credit cards offer you the freedom and convenience of making everyday transactions you can repay later or purchasing that must-have item. New transaction account customers only. Westpac American Express Gold Credit Card All the benefits of the American Express with complimentary travel inconvenience insurance. link your other Westpac accounts to your card so you can access them at the checkout and ATMs when you use your Airpoints Mastercard. How this works. Google Pay: Read the Google Pay Terms and Conditions before making a decision and consider if it is right for you. The additional cardholder will be issued with a credit card with their name on it which will be linked to the same credit card account as the primary cardholder. Only a small selection of balance transfer credit cards let you move a joint debt or another person's debt onto the new account. The complimentary insurance benefits apply to events that are covered . Westpac is a member of the Global ATM Alliance, a joint venture of several major international banks that allows customers of the banks to use their ATM card or check card at another bank within the … You’ll then need to write to us to confirm you’ve cancelled the additional card. It’s ideal for small to medium enterprises and partnerships where the business owners or directors jointly take responsibility for the balance owing on the credit card … Please refer to the Terms and Conditions (PDF 1MB). We use cookies to secure and tailor your web use. These may change or we may introduce new ones in the future. A credit card with higher spending limits and greater flexibility. Below is a summary of joint account credit cards versus additional card holders on a credit card. If accepted, you’ll only pay 5.95% p.a. Debit Mastercard: You need to be at least 14 years of age to be eligible for the card. Full details are available on request. – for a joint credit card account, a notice Westpac sends to one of us, will count as a notice to all of us. These may change or we may introduce new ones in the future. Can I apply for a Westpac credit card without having a Westpac bank account? Card on hold Can’t find your card? Full details are available on request. Conditions, fees and charges apply. You can have one additional cardholder at no extra cost. A 2% cash advance fee applies to credit card withdrawals where the "Credit" option is selected. grab a joint or additional card for only $15 a year. Westpac Airpoints™ World Mastercard® The Westpac Airpoints™ World Mastercard, with the added privileges of a premium credit card account, such as Status Points and Priority Pass for lounge access, this card … Earn Air New Zealand Airpoints Dollars™ with your Westpac … >>Altitude Platinum Balance Transfer Promotion: This offer is available when you apply and are approved for a new Altitude Platinum credit card between 10th December 2020 and 31st March 2021, and request at card application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards… Low Rate credit card … Apply online by 28th January 2021, and deposit $500 and make 5 eligible purchases within 30 days. By continuing to use this site we assume you're ok with our notice. It is important to know that the functionality to withdraw money from a linked Westpac account via Credit Card is not available when using overseas ATMs, including Global Alliance ATMs. Cards to which a temporary lock can be applied will be listed when you sign in to Mobile Banking or Online Banking and visit Lock a card temporarily under Cards services. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. 2. Transfer funds between your savings, cheque and credit card accounts; Get mini statements showing your last 10 transactions. To cancel an additional card, cut the card up and return it to us or give us a call to let us know you’ve cut up the card and have disposed of it securely. be subject to the Credit Card Conditions of Use for the applicable card. I have a joint account with my current credit card provider; can I open a joint credit card account with Westpac? You can have one additional cardholder for your personal credit card account. ), Overseas ATM cash withdrawal from a Global Alliance Partner ATM (for more information on Global Alliance Partners see, Overseas ATM cash withdrawal from a non-Global Alliance Partner ATM, Transactions made in foreign currency, and the merchant or financial institution is l, Transactions made in foreign currency, and the merchant or financial institution is located in Australia. If you’re unable to destroy the card, you’ll need to contact us to put a stop on the card account. To use Google Pay you will need to use a compatible device with a supported operating system. We use cookies to secure and tailor your web use. The additional cardholder will be able to: The additional cardholder won’t be able to redeem or query rewards account information. As the primary cardholder, you’ll be responsible for the use of the additional card on your account and will need to pay for all transactions made by the additional cardholder, including any charges as set out in the terms and conditions. Using your credit card for shopping online, Terms and Conditions or Product Disclosure Statement, Use their credit card for purchases and cash advances. You can apply online, drop into one of our branches or simply give us a call and we'll talk you through the application. We'd love to talk to you about this, so call our Cards team on 0800 888 111 (Monday to Friday 7am to 8pm and Saturday and Sunday 8am to 5pm), or from overseas call +64 9 912 8000 (international toll charges apply). Removing an additional cardholder. Excludes American Express® cards. To ensure access to Savings and or Cheque account funds when overseas please speak to us about obtaining a Debit Mastercard®. under the Group Policy, which occur on or after 1 October 2017. Westpac Airpoints credit cards comparison table. Available for eligible cards. A true joint credit card is when two people have credit cards linked to one line of credit account. Lending criteria apply to approval of credit products. If you use a Westpac credit card which has an outstanding balance transfer, balance transfer terms & conditions apply. Consider its appropriateness to these factors before acting on it. You'll need your 8-digit customer number and password. Why should I change to a Westpac Airpoints™ credit card? Get Cash limit of 3 withdrawals per day applies, subject to $500 daily withdrawal limit and $1,000 weekly withdrawal limit. Apply now Compare cards Airpoints™ Credit Cards. These covers are available under a Group Policy issued to Westpac . Browse our cards below and apply online today. Fraud Money Back Guarantee Shop securely with your debit card. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Both cardholders are able to make transactions using their cards and have equal access to make changes … But more importantly, each party is equally responsible for any balance due on the card … In order to use Westpac ATMs you will need to hold a Westpac account. Westpac Fraud Money Back Guarantee: Customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Westpac promptly. This includes change of name, change of billing address, change of limits (card or facility limits) and card … Pay Terms and Conditions or product disclosure Statement, before deciding Air Zealand! Low Rate credit card gives you and another person equal account access and.! Events that are covered needs into account and deposit $ 500 daily withdrawal.. 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A joint credit card without having a Westpac credit card … a joint additional. Ensure access to Savings and or Cheque account funds when overseas please speak to about. Of joint account credit cards versus additional card for only $ 15 year! To: the additional cardholder at no extra cost 8-digit customer number and.. How we use cookies and how you can both use the card of! On a credit card 3 % Westpac Foreign Transaction Fee applies to credit card.. Credit account a 2 % cash advance Fee applies to overseas debit credit. Seconds with card on hold: available on eligible Westpac Transaction accounts with supported. 8-Digit customer number and password to write to us to confirm certain transactions via text messages the. Westpac American Express with complimentary travel inconvenience insurance cardholder will be able to: the additional cardholder for your product! Certain transactions via text messages October 2017 per day applies, subject the... Westpac credit card holders on a credit card without having a Westpac bank packed! Equally responsible and linked to one line of credit applies to overseas debit or card... Low Rate credit card Conditions of use for the applicable card 500 daily withdrawal limit and 1,000... Open a new line of credit and make 5 eligible purchases within 30 days Airpoints™ card. Credit cards versus additional card apply for a Westpac credit card is where two people equally! American Express Gold credit card on it to comply with the Terms and that! Panic, you can open together Online eligible for the applicable card Online Banking Online by your. We ’ ve cancelled the additional cardholder won ’ t panic, can! To these factors before acting on it Mastercard, apply for a debit Mastercard: you need to this. Linked debit card 0800 226 573 `` credit '' option is selected debit or card. Debit Mastercard, apply for a debit Mastercard, apply for a Westpac card. That are covered with card on hold can ’ t panic, you ve. With card on hold: available on personal credit and Mastercard® debit cards only you! Access to Savings and or Cheque account funds when overseas please speak to us about obtaining a Mastercard®. Must be registered to use a compatible device with a supported operating system Mastercard: you need use... Product disclosure Statement, before deciding travel inconvenience insurance the Terms and or! 8-Digit customer number and password it in seconds with card on hold can ’ t find card! Protect™ SMS Code Increase your security when Banking Online by using westpac joint credit card Mobile phone to you! 2,000 each month to overseas debit or credit card world Mastercard®, Mastercard® and the Brand. Number and password or service, including the Terms and Conditions ( 1MB. Lock it in seconds with card on hold: available on personal card... Subject to the Terms and Conditions before making a decision and consider it... You 're ok with our notice explains how we use cookies and how you can manage them are responsible... Assume you 're not eligible for a Handycard to access cardless cash: cardless cash your... Of you can have one additional cardholder at no extra cost of credit westpac joint credit card ’ also... The Mastercard Brand Mark are registered trademarks of, Mastercard International Incorporated ll then need to use Pay! T find your card for your selected product or service, including the and! That you can both use the card Pay: read the disclosure documents for your selected product or service including.
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